Free credit annual report New Hampshire

We also offer services vital to maintaining, improving, and protecting your credit score from identity thieves and reporting errors. Our credit report puts the power in your hands – you can see your credit history in full and evaluate all the factors that make it up, whether they are positive or negative. Unfortunately, identity thieves are becoming more and more sophisticated at hijacking consumers’ financial lives for their own gains.

Identity theft is a crime in which a person illegally obtains and uses a consumer’s personal data in a fraudulent or deceptive way, typically to their own free credit annual report New Hampshire financial advantage. Data such as your Social Security free credit annual report New Hampshire number, bank account information, or telephone calling-card information is extremely personal and valuable – and provides a means for identity thieves free credit annual report New Hampshire to access your credit. Using your financial history, free credit annual report New Hampshire they perpetrate any number free credit annual report New Hampshire of financial crimes that free credit annual report New Hampshire can leave them blameless while rendering your credit free credit annual report New Hampshire ruined. fact act free credit report Criminals can access personal data in all types of invasive ways. Here free credit annual report New Hampshire are a few examples of identity theft: You’re talking on your cell phone in a public place such as a hotel lobby or restaurant. While reserving a rental car, you give your free credit annual report New Hampshire credit-card number to the free credit annual report New Hampshire reservation agent over the phone.

What you don’t know is that an identity thief is paying rapt attention – and writing down every detail.

By the time you arrive to pick up your rental car, your credit card has been denied. company credit check Confused and frustrated, you call your credit-card company, only to discover that the card has been used and maxed out.

The identity thief hijacked your card and used it for his or her own purchases. You discard free credit annual report New Hampshire canceled checks, credit card and bank statements without shredding them to protect sensitive free credit annual report New Hampshire information. An identity thief free credit annual report New Hampshire engages in “dumpster diving” – going through your trash to collect your data. You receive an email that requests you free credit annual report New Hampshire to “reset your data” with your bank, or perhaps even a bank that isn’t your own. You’re confused, but you comply with the request, entering sensitive banking information as well as your Social Security number. You press send – and the identity theft has just obtained personal data through a simple email message.

Fortunately, buying credit protection or a monitoring system for your credit can prevent this. 3 credit report Here’s why: According to the Federal Trade Commission, nearly 10 million Americans are victims of identity theft per year, with an average loss of $5,000 per victim.